高中作文网

金融英语口语之银行日常用语(3篇)

时间: 2024-05-30 栏目:公文范文

金融英语口语之银行日常用语

Ifwewereanofficer,histitlewouldbeassistant-cashierandchief-teller.

Thatsoundsveryconfusing.Whydon'tbanksjustmakealldepartmentmanagersofficers?

It'spartofthebank'ssystemofassigningauthorityandresponsibility.

Afterall,bankshavespecialobligationstotheirdepositorsbecausewearehandlingtheirmoney,notonlyourown.

That'sright.AndIamadepositor,too.I'vegot$37.50inmyaccount.

BettyRogers,atellerattheFirstNationalBank,isexplainingthebank'scomputersystemtooneofhercustomers.

Whatdoyoumeanbythetermon-linesystem?

Basically,itmeansthatallourbranchesareconnectedtoourcentralcomputersystem,Sir.

Thispermitsustoprocesstransactionsrightaway.


金融英语口语之银行日常用语

Doyoumeanthatdepositsandwithdrawalsarepostedtomyaccountimmediately?

Yes,weprocesscashtransactionsassoonastheytakeplace.Checkdepositsarecredited,subjecttocollection.

YoumeanthatIcan'tdrawagainstadepositbycheckuntiltheproceedsarecollectedfromthebankonwhichthecheckisdrawn?

Yes,that'sright.Butitonlytakesovernightforanybankinthecityandjustadayortwoforbanksoutsidethecity.

Doyoukeepallsavingsaccountrecordsoncomputer?

Yes,savings,checking,loanandinstallmentcreditaccounts,too.

On-linecomputersystemshelpusprovidespeedyandaccurateservicetoourcustomers.

Oh,that'swhywemustusemagneticallyencodedchecksanddepositslips.

Yes,thecomputeratourdataprocessingcentercanreadallencodeditemsautomatically.

Ofcourse,you'llnoticethattherearecomputerterminalsatmosttellerwindows,too.

Tellersusethemtoprovideimmediatecomputeraccessforalltransactions.


金融英语口语之银行日常用语

Theyspecializeinlong-termsavingsaccountsandusuallylendmoneyformortgages.

WhataboutmutualSavingsBanks?Whatdoesthatmean?

Thosearespecialsavingsassociation,likesavingsandloanassociations,whichareownedbythedepositorsinsteadofstockholders.

Usuallytheyspecializeinmortgages,too.

Whydon'ttheyoffercheckingaccountslikeyourbankdoes?

Theyareorganizedfordifferentpurposesandtheydon'thavetheauthoritytooffercheckingaccouts.

That'safunctionforcommercialbanksonly.

What'salong-termorindustrialbank?

That'saspecialbankforindustrialdevelopment.

JohnAndersonandBettyRogerscontinuetheirdiscussionabouttheoperationandorganizationofherbank.


    【公文范文】栏目
  • 上一篇:有关万圣节的作文字(8篇)
  • 下一篇:违反纪律检讨书范文字(3篇)
  • 相关文章

    推荐文章

    本站专题